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[20] Best Pay To Win Games 2022 (ULTIMATE List!)

Pay to win games are not for everyone, but for those who like playing games that give them an edge when they spend a little money I have created a list of the best pay to win games.

Best Pay To Win Games

  1. Clash of Clans
  2. Fifa 2023
  3. Runescape 3
  4. World Of Tanks
  5. GTA V
  6. Escape from Tarkov
  7. War Thunder
  8. NBA 2k23
  9. Combat Arms Reloaded
  10. Heroes & Generals
  11. Hearthstone
  12. Clash Royale
  13. Raid Shadow Legends
  14. Eve Online
  15. Candy Crush Saga
  16. Diablo Immortal
  17. State of Survival: Zombie War
  18. Empires and Puzzles: Epic Match 3
  19. Rise Of Empires
  20. Boom Beach

Keep reading to learn more about each of these games. Also, if you want to get any of these games at a discount, or add-ons for these games at a discount, make sure to check out They are a game key re-seller and often have unused codes for sale at discount prices.

1. Clash of Clans

  • Platforms: iOS, Android
  • Price: Free
  • Release Date: August 2, 2012
  • Developers: Supercell

Clash of Clans is one of the most popular mobile strategy games on the market with millions of players. You will be tasked with managing a village against attacks from other players, and attacking other players to gain more loot.

You can play the entire game for free, but you will quickly realize how much of a difference purchasing gems and other power ups with real world money can make.

Some of the upgrades on the buildings in this game can take weeks in real time to complete, or the game allows you to circumvent this with gems and other powers ups to instantly upgrade your buildings.

These gems and power ups can range anywhere from $1 to $200 USD. The game has several sales throughout the year in case you want to spend that extra money to get a step up on your neighbor’s village.

2. FIFA 2023

  • Platforms: Xbox, PlayStation, PC, Nintendo Switch
  • Price: $60 USD
  • Release Date: September 26, 2022
  • Developers: EA

On the outside, FIFA may fool you as a game of pure skill, but you will quickly realize if you want to compete in EA’s wildly popular FIFA Ultimate Team mode, you will need to spend money.

In FIFA Ultimate Team you will be tasked with assembling the best possible squad with players from around the world.

These players are earned through long hours playing the game, or buying coins to purchase card packs. The card packs contain 5 different players ranging in skill level and allow you to use them on your team.

These card packs usually contain 5 rubbish players, but once in a great while you will pull out that legendary Lionel Messi card that makes your spent money worth it.

3. Runescape 3

  • Platforms: Windows, Mac, iOS, Android
  • Price: Free
  • Release Date: February 22, 2013
  • Developers: Jagex

Runescape is a game that has stood the test of time having been around for over 20 years. Over time, Runescape began to introduce pay to win mechanics and this became most noticeable in Rubescape 3.

Runescape 3 lures you in with quick leveling in the early game, but this quick leveling does not last long and you will have to pay in order to avoid the slowed progression.

This is where those willing to dish out real life cash in the treasure hunter minigame can get boosts to their in game experience that will literally let you level up for real life money.

This is not the only feature that is pay to win in modern Runescape either. With the introduction of bonds it is now perfectly fine for you to exchange real world money for Runescape gold points.

A bond is an item in game that represents a form of membership that Jagex offers you to purchase for real world money.

This will allow you to essentially purchase anything in game with real life money through Jagex. It really doesn’t get more pay to win than that.

4. World Of Tanks

  • Platforms: Windows, Xbox, Playstation, iOS, Android, Mac, Nintendo Switch
  • Price: Free
  • Release Date: August 12, 2010
  • Developers: Wargaming Minsk

World of Tanks is a pay to win MMO that features over one thousand different tanks for you to battle enemy players with.

All of these tanks will not be available for you to access right off the bat of course as many of them will be locked behind a paywall.

These tanks have many different characteristics and some will give you an upper hand on your opponent if you want to pay real world money.

Along with different tanks you can unlock, World of Tanks offers “Premium rounds” that literally do more damage than the normal rounds if you pay for the subscription.

The gameplay itself however is very fun, especially when you are winning. For this reason it makes sense why people would pay for perks in this game.

5. GTA V

  • Platforms: Playstation, Xbox, Windows
  • Price: $20 – $60 USD
  • Release: September 17, 2013
  • Developers: Rockstargames

GTA V online is a chaotic world where you try to find every advantage you can get on other players. In GTA V online cash is king.

You can buy weapons, fast cars, or even entire properties to make more money with, but these things do not come without a hefty price.

Now what many players will do to avoid the long grinds to get said cash is buy shark cards with real life money to gain access to these features instantly.

For example, you can use your money in GTA V to buy a tank that is almost impossible to kill. You can also buy a facility that allows you to spend money to instantly kill any player on the map with an orbital cannon.

6. Escape from Tarkov

  • Platforms: Windows
  • Price: $60 – $140 USD
  • Release: August 4, 2016
  • Developers: Battle State Games

Escape from Tarkov is an online PVP, FPS where you fight for survival on several different maps set in post-apocalyptic Russia.

The game offers three different versions upon purchase: the $60 standard edition, the $100 upgraded edition, or the $140 Edge of Darkness edition.

The regular edition starts you with the bare minimum resources to fight against other players with. Not only that, you don’t have access to the same stores the upgraded versions have access to right at the start of the game.

Another huge difference between the versions is the alpha case compared to the huge kappa case you get with the Edge of Darkness version.

Finally, with the upgraded version you receive the upgraded stash to level 4 pack rather than having to level up your stash inventory 4 times like a standard player.

These advantages wouldn’t seem like much if it were a one time thing, but seeing as Tarkov wipes every 6 months these advantages come into play every wipe providing a major advantage to certain players.

7. War Thunder

  • Platforms: Playstation, Xbox, Mac, Windows
  • Price: Free
  • Release: December 21, 2016
  • Developers: Gaijin Entertainment

War Thunder is another game, much like a world of tanks, that pits you against other players in machines of war that are unlockable throughout the game.

These machines include helicopters, planes, tanks, or even ships that are unlockable through grinding out levels.

This can be fast tracked if you are willing to pay the money to either unlock the vehicle you want directly, or upgrade your account to a premium account.

Upgrading your account to a premium account will allow you to access these vehicles much quicker than a standard player.

At the end of the day though, you will never be able to buy map knowledge or game knowledge, so a lot of these advantages will not play out for you novice players. Keep that in mind.

8. NBA 2k23

  • Platforms: Playstation, Xbox, Mac, Windows, Nintendo Switch
  • Price: $30 – $80 USD
  • Release September 8, 2022
  • Developers: Visual Concepts

If you are a fan of 2k basketball games then you probably know all about the pay to win features riddled throughout this game, even in the single player mode.

Much like FIFA, NBA 2k also has a My-Team mode that allows you to assemble a team out of players that the game randomly generates for you.

To improve your team faster you will have to spend money on player packs in hopes of unveiling a star player like Michael Jordan or Lebron James.

NBA 2k also has My-Player mode in which you build a player with virtual currency that you can buy with real world money. You can then take your upgraded player online, and play other players to test your skills.

Of course virtual currency can be earned through hundreds of hours of excruciating single player play or online mode, but if you are like me you do not have time for that and might want to just spend the money.

9. Combat Arms Reloaded

  • Platform: Windows
  • Price: Free
  • Release: July 10, 2008
  • Developer: Nexon

Combat Arms is an online FPS shooter, where you battle other players in different online modes similar to Counter Strike. You gain access to some basic weapons at level one and have to grind to unlock more.

These weapons are noticeably different from one another giving advantages to players that have unlocked the more advanced weapons.

You will quickly realize that to unlock one gun it may take hundreds of hours of grinding, or worse, they may not even be unlockable through the in-game currency.

This will leave you reaching for your wallet to unlock a gun for five bucks to dominate the competition.

There are also many different cosmetics for your guns and player skins to purchase with real world money.

10. Heroes & Generals

  • Platform: Windows
  • Price: Free
  • Release: September 23, 2016
  • Developer: TLM Partners

Heroes and Generals is a World War II FPS shooter where you battle across Europe in online battles against other players.

This game plays a lot like a Battlefield game in the sense that it has huge maps and combined infantry and vehicle game play. Where it differs from Battlefield is how those players get those vehicles.

Unlike Battlefield where the vehicles just spawn from thin air and all players have equal access to them, in Heroes and Generals you must purchase those vehicles to use them in the online mode.

This gives you a huge advantage over other players who may not have access to those overpowered pay to win vehicles.

Another awesome feature is the persistent map that lets you feel like you are making a difference in a continuous war in the online mode.

11. Hearthstone

  • Platforms: Windows, Android, iOS, Mac
  • Price: Free
  • Release: March 11, 2014
  • Developer: Blizzard

Hearthstone is a wildly popular trading card game where you go head to head with another player using characters collected throughout the Blizzard universe.

These characters come on cards that you collect through completing games and challenges to gain gold, and then purchase card packs with that earned gold.

However, like with most games, players will realize that to get the good cards they must fork over the real money.

But these card packs can only do so much for a player as there is a lot of advanced strategy that goes into high level Hearthstone competition.

I would advise you to look up the best decks on Youtube and purchase all the cards necessary to complete that specific deck. This way you don’t have a bunch of good, but random cards.

Creating a deck with a specific strategy in mind will put you on a higher skill level than most average hearthstone players who just assemble random decks.

12. Clash Royale

  • Platforms: iOS, Android
  • Price: Free
  • Release: March 2, 2016
  • Developer: Supercell

Clash Royale combines the real time strategy element of Clash of Clans with a trading card element to create one the most popular mobile games ever.

Clash Royale will pit you against another player in a two minute head to head battle which you will compete with your cards that you have collected while playing.

These cards can either be earned through challenges, or of course purchased with gems that cost real world money.

Now here’s the catch: these cards are not a one time purchase, you must keep purchasing them to upgrade the level of your card.

This of course means if you choose not to use real world money to advance throughout the game you will hit a wall where progress seems insanely slow.

This game is like Hearthstone however where regardless of the amount of money you put into the game you can not buy game knowledge.

I would suggest if you are going to spend money look up a proper deck to spend the money on before you cough up your cash.

13. Raid Shadow Legends

  • Platforms: Android, Windows, iOS, Mac
  • Price: Free
  • Release: July 29, 2018
  • Developer: Plarium

In Raid Shadow Legends you will assemble a squad of champions to face off against other players or epic monsters online.

These champions are acquired by completing daily challenges, quests, and leveling up. A lot of the more powerful champions however are locked behind loot boxes that require both luck and lots of real world money to acquire.

Like in Clash Royale you will have to collect several of the same champions in order to sacrifice them to upgrade your other champions that you want to progress with.

This grindy model just encourages you to skip the grind with real world money, and buy loot boxes to hopefully gain access to whatever champions you want.

There are over 300 different champions in Raid Shadow Legends for you to drool over and so your money can go quickly.

14. Eve Online

  • Platforms: Windows
  • Price: Free
  • Release: May 6, 2003
  • Developers: CCP Games

Eve Online is a Space MMORPG where you explore a universe in different space ships. You jump from planet to planet making what money you can as some sort of space entrepreneur.

You can get into huge space ship battles with other players that can lose you millions of in game currency within seconds. This game is a very competitive, cut throat space economy game.

On top of all this the game offers you access to plex currency which you can buy with real world money. The plex currency lets you buy ships regular players wouldn’t have access to with the basic in game currency.

These ships can give huge advantages to the players that choose to spend money on the game.

Not only are the ships pay to win, you can purchase skill boosters as well. The skill boosters will allow you to level up much faster than the average player who chooses not to spend money on plex.

15. Candy Crush Saga

  • Platforms: Android, iOS
  • Price: Free
  • Release: April 12, 2012
  • Developers: King

Candy Crush may take the cake as the most literal pay to win game on the market. What I mean is when you lose in Candy Crush you have two options:

Option A – restart from the beginning and lose all progress.

Option B – literally pay to keep playing with microtransactions.

Now Candy Crush is a great game to play for kids and adults alike if you have the money to burn to keep playing.

The flashing lights will draw you back to keep playing for hours on end. If you scoff at the simplicity of the game you must at least try it once, and see how truly addicting Candy Crush Saga can be.

16. Diablo Immortal

  • Platforms: Android, iOS, Windows
  • Price: Free
  • Release: June 2, 2022
  • Developers: Blizzard

Diablo Immortal is Blizzard’s brand new Diablo installment that brings you into a world where virtually anything can be bought with real world money.

Yes, on the surface level Diablo Immortal is a game that can be played completely free, but you will quickly realize to reach end game potential you will be forced to spend a considerable amount of cash on the game.

Many of the game’s activities are short, only lasting between one and fifteen minutes each. If you wanted a fast pace dungeon crawler that you can sink money into to increase your gear and levels Diablo Immortal fits that ticket.

It also has some pretty outstanding graphics for a free to play game as it came out in 2022.

17. State of Survival: Zombie War

  • Platform: Android
  • Price: Free
  • Release: 2020
  • Developers: FunPlus

State of Survival is a really fun mobile game that pits you against hordes of zombies and other players. The base managing part of the game is where the pay to win features come in hard.

Much like games such as Clash of Clans you can use real world money to skip upgrade timers or get resources instantly.

The core gameplay however still relies on a bit of skill giving this game plenty of potential for fun. The graphics are phenomenal for a free to play mobile game as well.

There are several different characters to meet throughout the game too with great character development. You can also team up with your friends to take on the wasteland of zombies together.

18. Empires and Puzzles: Epic Match 3

  • Platform: Android
  • Price: Free
  • Release:2018
  • Developer: Small Giant Games

Empires and Puzzles takes a unique approach to the mobile game formula combining a game like Candy Crush with Raid Shadow Legends.

This means you will put together a squad of heroes, similar to Raid Shadow legends, which you will compete against other players with.

These heroes will be accessible by using real world money to buy in game currency to spend on the said heroes.

You will then face off in a Candy Crush like battle where you combine 3 of a kind patterns to attack the enemy squad with.

The game seems very weird at first, but you will find that there is a lot of high level strategy that goes into this game.

19. Rise Of Empires

  • Platform: Android
  • Price: Free
  • Release: March 15, 2019
  • Developer: Long Tech

Rise of Empires is another nation managing sim that has flooded the mobile market as of late. This one takes the cake for the best medieval adaptation in my opinion.

You will be able to select through a list of different heroes to help your nation battle other nations for more resources.

These heroes will be much easier to access if you spend the money on gems to unlock them faster. You will also be able to progress throughout the game generally much faster than the average player with the liberal use of gems.

20. Boom Beach

  • Platform: Android, iOS
  • Price: Free
  • Release: March 26, 2014
  • Developer: Supercell

Boom Beach is Supercell’s tropical World War Two themed base manager that is very similar to their hit title Clash of Clans.

You will be tasked with making a defensible base on a beach head in a series of islands. Then you will battle the other islands for resources to upgrade your troops and base with.

You’ll quickly realize there is not enough loot to go around if you solely play without spending any money.

If you do decide to buy gems then your progress will be greatly sped up. Not only that you will be able to play the game more often as you will get more energy to invade.

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👋 Hey There, I'm Eric!

Since 2018, I've been making streams come true.

I like gaming, streaming and watching other people stream. I created this website to help streamers, viewers, and gamers answer questions they have regarding live streaming, gaming, and PCs. I am a Twitch affiliate and currently stream on Twitch 3 days a week. I also have a Youtube channel where I make videos about streaming. I hope you find my content helpful. Feel free to stop by one of my streams to say hi.